In the construction industry, owners must devote a great deal of time to collection efforts to get the money they are owed. Federal and state laws tightly regulate the collections industry, and failure to comply could put the ability to collect that money in jeopardy.
Johnstone & Gabhart, LLP, of Charleston, West Virginia, represents both creditors and debtors who are going through the collections process. Our attorneys use their experience and knowledge of collections law to provide the due diligence to ensure that your rights are secure. Whether you are trying to collect on a debt or believe that you have the basis to challenge a collection effort but don’t know how, we can help with:
- Filing a mechanic’s lien, which includes ensuring proper title
- Ensuring compliance with the Fair Debt Collections Practices Act and West Virginia law
- Representing creditors and debtors in court when collection attempts proceed to litigation
The collections process is precise. Debtors must receive proper notification in writing of what they owe and the property that is subject to collection. Creditors must adhere to strict timelines as well. By working with our attorneys, we can help you get through the process as efficiently as possible, saving you both time and money.
For debtors, we can ensure that creditors are respecting your rights and help you find the best outcome. This could involve negotiating a resolution or utilizing arbitration or mediation with your creditors. When necessary, we will put our extensive trial experience to use to assert your rights in court.