Asserting Your Interests When Dealing With Insurance Companies
Insurance companies have their own interests and those interests are often not the same as yours. If you have suffered a personal injury, it is important to be aware of that. The same is true if you have another insurance claim to assert, such as a claim for disability insurance.
At Johnstone & Gabhart, we have focused an important part of our practice on dealing effectively with insurance companies. Based in Charleston, we serve clients in West Virginia and neighboring states.
What Kind of Insurance Dispute Are You Involved In?
It isn't only the opposing party's insurance company that could refuse to pay out on a legitimate claim. This can even happen with your own insurance company, such as in a personal injury case when you are trying to bring a claim under your own policy after an accident involving an uninsured or underinsured driver.
It can also happen in the context of disability claims, when your insurance company unreasonably refuses to pay out on a disability policy. The fact is that insurance companies often deny claims unreasonably.
The specifics of a denial vary from case to case. There could be a failure to investigate a claim promptly, an unjustified denial of benefits or a delay in reimbursing clients. At some point, such failure or refusal can become insurance bad faith, which is actionable under the law.
Demanding To Be Treated Fairly
To be sure, the issues in insurance cases can be complex. There may be a question about a company that is self-insured or about whether federal law, not state law, applies to denials of disability claims under employment contracts.
We have the knowledge of insurance law and the practical litigation skills to guide you forward aggressively in pursuing rightful compensation under the law.
To schedule a confidential consultation with an experienced lawyer at our firm, give us a call at 304-553-0830 or 866-228-4692 or contact us online.